WiseWallet Payments

Put hundreds or even thousands back in
your pocket each month

Trusted by more than 15,000 companies

What is a Merchant Account?

A Merchant Account is an agreement between a merchant (you) and an acquiring bank. This allows the merchant to accept and process electronic payments via credit and debit cards.

After the transaction is approved, the funds are typically transferred to the business’s main bank account within one to two business days. This account serves as an intermediary between the customer’s bank and the business.

We look forward to helping you.

Why Switch Your Merchant Provider to Us?
Here’s Why It Just Makes Sense

Already accepting card payments? If you’re considering a switch, here are 5 key reasons why making the move to us could benefit your business today.

Reliable, Knowledgeable, and Always Within Reach

Our customer service team is built around your needs. We’re reliable when you need us most, well-informed to answer your questions with clarity and accuracy, and easy to reach whenever you need support. Whether it’s a quick inquiry or detailed assistance, you can count on us to deliver prompt, helpful service every time.

No Transaction Rates

Stop letting processing fees chip away at your profits. With us, you keep more of every sale – it's simple as that

Brand New Equipment Included

Don’t get stuck with outdated tech. We provide modern, reliable payment equipment to help your business run smoother.

No Contracts, No Memberships

No long-term commitments, no hidden subscriptions. Just transparent service you can trust-month to month.

Improve Cash Flow

By eliminating fees and upfront costs, you free up capital. That’s money back in your business for growth, staffing, or expansion.

Get Your Free Quotes, no obligation quotes. Please check that the details are correct and click the “Submit” button.

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Does your business currently accept card payments?

How much does your business process per month via credit/debit cards?

Do you consider your industry high risk?

What types of payments do you currently accept?

Do you require a cash register/terminal?

What is the name of your company?

What industry are you in?

Which best describes your company?

What cards? What

What is your company's zip code?

What is your full name?

Where should we send your quotes?

What is your phone number?

How does our service work?

We offer a free analysis of your current merchant processing expenses, so you can clearly see how much you’re spending and how much you could be saving with us.

Pinpoint opportunities to reduce costs and turn those reductions into tangible financial savings for your business.

We do this by asking you a few questions about your business then taking this information we set you up with a local representative and tailored to your specific business needs.

All is non-committal, and our service is free to use.

Let’s simplify your payments and help your business thrive.

Compare quotes from merchant account

Feature/Provider	WiseWallet Payments 🏆	Square	Toast	Stripe
Processing Fees	0%	Flat 2.6% + 15¢	2.49% + 15¢ (in-person)	2.9% + 30¢
Monthly Fees	$12 – $25 Transparent pricing	$0 – $60+	$0 – $165+	$0
Equipment Cost	Options available (often subsidized or discounted)	$0 – $1,000+	$799+	BYO or third-party
Contract Flexibility	No long-term contracts	No long-term contracts	Long-term contracts(often required)	No long-term contracts
Customer Support	Dedicated rep, real human help 📞	Mostly chat/email	Call center	Online only
Settlement Time	1-2 business days	1-2 business days	1-2 business days	2-3 business days
Hidden Fees Review	✅ Yes, we audit & show potential savings	❌	❌	❌
Buy Now, Pay Later Options	Add-on available	Limited	Add-on available	Third-party add-on
Tailored Business Analysis	✅ Included with onboarding	❌	❌	❌
Best For	Businesses tired of high fees & looking to grow	Small & pop-up shops	Restaurants only	Online developers
Business Volume a Month	$20000	$20000	$20000	$20000
Processing Fees	$0	$520	$498	$580
Monthly Transactions	$0	$90	$90	$180
Monthly Fees	$25	$60	$165	$0
Total Monthly Expenses	$25	$670	$753	$760